CRED Salaries in India

5 salary records · Early data
Updated · 2 new in the last 30 days

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CRED salaries in India range from ₹25L (P25) to ₹38L (P75), with a median CTC of ₹38L. At the median that's about ₹1.85L/month take-home under the new tax regime (FY 2026-27). All submissions are anonymous.

What this means for you

Compensation distribution

Salary by experience

What to negotiate

Ask for employer NPS. At the typical fixed pay here (₹28L), having 14% of basic (₹1.96L a year) paid into NPS as an employer contribution cuts income tax by about ₹61K a year under the new regime (section 80CCD(2)). That money goes to your NPS account rather than your monthly pay.

Frequently asked questions

What is the average salary at CRED in India?

Based on anonymous submissions, the median CTC at CRED is ₹38L. That's about ₹1.85L/month take-home under the new tax regime (FY 2026-27). The 25th percentile is ₹25L and the 75th percentile is ₹38L.

Is this salary data verified?

The data is anonymously self-reported on in-hand.in. We validate that CTC values are non-zero and consistent (RSU + Bonus cannot exceed CTC). Individual entries may differ from market rates — use percentiles for a reliable picture.

How is monthly in-hand salary calculated?

Monthly take-home is worked out from fixed pay — CTC minus stock and bonus, which don't arrive with the monthly salary — under the new tax regime (FY 2026-27), with basic at 50% of fixed pay, metro HRA, employee PF at 12% of basic and professional tax. Use “Calculate” on any band to open the full breakdown in the In-Hand calculator.

How do I add my salary to this benchmark?

Use “See where you rank” (or “Add a new salary”) on this page. You'll fill in your role, company, city, years of experience, and CTC. No name, email, or sign-in is required.

What is the salary structure at CRED India?

Across 5 submissions that list their components, a typical CRED package is 85% fixed pay, 3% bonus and 12% stock. The median CTC is ₹38L (P25 ₹25L, P75 ₹38L).

How much of a CRED CTC is in-hand salary?

Of every ₹100 of CTC reported at CRED, about ₹69 arrives as monthly take-home pay. Around ₹11 goes to income tax on salary, ₹5 to PF and professional tax, and ₹15 is bonus and stock, paid separately (new tax regime, FY 2026-27). Across all companies in our data the figure is ₹71.

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