Kotak Salaries in India
31 salary records · Moderate sample · Software Engineer is the most reported role
Updated
Pay Score
How pay here compares with similar jobs elsewhere — not a rating of the employer.
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Get Rich 9/10
Pay vs the same role and experience at other companies · 45% of the score
+35% vs the same role and experience at other companies (31 records matched).
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Career Climb —
Does pay rise with experience faster than the market? · 20% of the score
Not enough data yet — add your salary to help unlock it.
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Fair Pay 9/10
How evenly people at the same level are paid · 15% of the score
People at the same level here typically sit ±13% from their level's middle (a typical company: ±20%).
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In-Hand Power 10/10
How much of CTC is fixed monthly pay rather than bonus or stock · 10% of the score
100% of CTC is fixed monthly pay (market 91%).
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On the Rise —
Are recently added salaries higher than earlier ones, relative to the market? · 10% of the score
Not enough recent data yet — needs at least 3 salaries added in the last few months and 3 from before.
Every part compares each salary with the median for the same role and experience band at other companies — the "market index" HR teams use — so a company isn't rewarded just for having senior people on the books. Parts backed by few records are pulled toward the market average, then ranked against every company with enough data: 10 means near the top. The Pay Score is the weighted average of the parts that have enough data (here 70% of the weight), and needs Get Rich plus at least two others.
Kotak salaries in India range from ₹39.50L (P25) to ₹56L (P75), with a median CTC of ₹51L. At the median that's about ₹3.04L/month take-home under the new tax regime (FY 2026-27). The most reported roles are Software Engineer. All submissions are anonymous.
What this means for you
Compensation distribution
Shape of 31 records between the 1st and 99th percentile; the few beyond sit in the end bins.
Salary by experience
Median CTC is 55% higher at 4-8 yrs than at 0-3 yrs. These are different people at each stage, not one person's pay growth.
Who pays more for a Software Engineer with 4-8 yrs experience
Median CTC for the most-reported profile at Kotak, company by company. Kotak ranks #26 of 100 companies with enough data — 25 pay more.
- #1 Roku ₹1.00 Cr +89% 5
- #2 Uber ₹82L +55% 33
- #3 Blinkit ₹82L +55% 5
- #4 DocuSign ₹80L +52% 15
- #5 LinkedIn ₹78L +48% 17
- #6 Okta ₹76L +44% 5
- #7 Atlassian ₹75.67L +43% 24
- #26 Kotak ₹52.80L — 21
Each company needs at least 5 records in this role and experience band to appear. The last column is records per company.
Salaries by role
| Role | Median | P25–P75 | vs similar | Records |
|---|---|---|---|---|
| Software Engineer | ₹51L | ₹39.50L–₹56L | +31% | 31 |
Salary by location
17 more records from other cities or with no city given.
₹51L CTC at Kotak — what's your actual take-home?
₹3.04L/month take-home at the median · new tax regime (FY 2026-27)
Where ₹100 of Kotak CTC goes
- Monthly take-home ₹72
- Income tax on salary ₹22
- PF & professional tax ₹6
- Bonus, before tax ₹0
- Stock ₹0
Average over 31 records that list their components. Across all companies in our data, ₹72 of every ₹100 arrives as monthly take-home. Bonus and stock don't come with the monthly salary, and are taxed when paid.
| Band | CTC | Fixed pay | Monthly take-home New regime |
|
|---|---|---|---|---|
| P25 | ₹39.50L | ₹39.50L | ₹2.45L | Calculate → |
| Median | ₹51L | ₹51L | ₹3.04L | Calculate → |
| P75 | ₹56L | ₹56L | ₹3.20L | Calculate → |
Each band is that percentile of CTC and of fixed pay (CTC minus stock and bonus). Take-home is worked out from the fixed pay: new tax regime (FY 2026-27), basic at 50% of fixed pay, metro HRA, employee PF at 12% of basic, professional tax. The old regime only comes out ahead with large deductions — check yours in the calculator.
Calculate your own package →What to negotiate
Kotak salary by level
Levels as people reported them — they aren't comparable across companies.
Frequently asked questions
What is the average salary at Kotak in India?
Based on anonymous submissions, the median CTC at Kotak is ₹51L. That's about ₹3.04L/month take-home under the new tax regime (FY 2026-27). The 25th percentile is ₹39.50L and the 75th percentile is ₹56L.
Is this salary data verified?
The data is anonymously self-reported on in-hand.in. We validate that CTC values are non-zero and consistent (RSU + Bonus cannot exceed CTC). Individual entries may differ from market rates — use percentiles for a reliable picture.
How is monthly in-hand salary calculated?
Monthly take-home is worked out from fixed pay — CTC minus stock and bonus, which don't arrive with the monthly salary — under the new tax regime (FY 2026-27), with basic at 50% of fixed pay, metro HRA, employee PF at 12% of basic and professional tax. Use “Calculate” on any band to open the full breakdown in the In-Hand calculator.
How do I add my salary to this benchmark?
Use “See where you rank” (or “Add a new salary”) on this page. You'll fill in your role, company, city, years of experience, and CTC. No name, email, or sign-in is required.
What is the salary structure at Kotak India?
Across 31 submissions that list their components, a typical Kotak package is 100% fixed pay, 0% bonus and 0% stock. The median CTC is ₹51L (P25 ₹39.50L, P75 ₹56L).
How much of a Kotak CTC is in-hand salary?
Of every ₹100 of CTC reported at Kotak, about ₹72 arrives as monthly take-home pay. Around ₹22 goes to income tax on salary, ₹6 to PF and professional tax, and ₹0 is bonus and stock, paid separately (new tax regime, FY 2026-27). Across all companies in our data the figure is ₹72.