Mastercard Salaries in India

39 salary records · Moderate sample · Software Engineer is the most reported role
Updated · 4 new in the last 30 days

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Pay Score

How pay here compares with similar jobs elsewhere — not a rating of the employer.

Get Rich 3
Career Climb 2
Fair Pay 6
In-Hand Power 7
On the Rise —

Mastercard salaries in India range from ₹22.93L (P25) to ₹44.90L (P75), with a median CTC of ₹33L. At the median that's about ₹1.95L/month take-home under the new tax regime (FY 2026-27). The most reported roles are Software Engineer. All submissions are anonymous.

What this means for you

Compensation distribution

Shape of 39 records between the 1st and 99th percentile; the few beyond sit in the end bins.

Salary by experience

Median CTC is 51% higher at 9-15 yrs than at 0-3 yrs. These are different people at each stage, not one person's pay growth.

Who pays more for a Software Engineer with 4-8 yrs experience

Median CTC for the most-reported profile at Mastercard, company by company. Mastercard ranks #74 of 101 companies with enough data — 73 pay more.

  1. #1 Roku ₹1.00 Cr +294% 5
  2. #2 Uber ₹82L +223% 33
  3. #3 Blinkit ₹82L +223% 5
  4. #4 DocuSign ₹79L +211% 16
  5. #5 LinkedIn ₹78L +207% 18
  6. #6 Okta ₹76L +199% 5
  7. #7 Atlassian ₹75.67L +198% 24
  8. #74 Mastercard ₹25.40L — 21

Each company needs at least 5 records in this role and experience band to appear. The last column is records per company.

Salaries by role

RoleMedianP25–P75vs similarRecords
Software Engineer ₹31L ₹21.65L–₹42.40L -21% 37

2 more records in roles with fewer than 3 submissions.

Salary by location

3 more records from other cities or with no city given.

What to negotiate

Between people at the same level, stock varies the most (±60%). That's where offers here differ — and where there's most room to push.

Stock ±60%
Base pay ±22%
Bonus ±6%

Half the P25–P75 gap of each component, relative to its median, among people at the same reported level (4 levels or role-and-experience groups).

Ask for employer NPS. At the typical fixed pay here (₹30L), having 14% of basic (₹2.10L a year) paid into NPS as an employer contribution cuts income tax by about ₹66K a year under the new regime (section 80CCD(2)). That money goes to your NPS account rather than your monthly pay.

Mastercard salary by level

Levels as people reported them — they aren't comparable across companies.

Frequently asked questions

What is the average salary at Mastercard in India?

Based on anonymous submissions, the median CTC at Mastercard is ₹33L. That's about ₹1.95L/month take-home under the new tax regime (FY 2026-27). The 25th percentile is ₹22.93L and the 75th percentile is ₹44.90L.

Is this salary data verified?

The data is anonymously self-reported on in-hand.in. We validate that CTC values are non-zero and consistent (RSU + Bonus cannot exceed CTC). Individual entries may differ from market rates — use percentiles for a reliable picture.

How is monthly in-hand salary calculated?

Monthly take-home is worked out from fixed pay — CTC minus stock and bonus, which don't arrive with the monthly salary — under the new tax regime (FY 2026-27), with basic at 50% of fixed pay, metro HRA, employee PF at 12% of basic and professional tax. Use “Calculate” on any band to open the full breakdown in the In-Hand calculator.

How do I add my salary to this benchmark?

Use “See where you rank” (or “Add a new salary”) on this page. You'll fill in your role, company, city, years of experience, and CTC. No name, email, or sign-in is required.

What is the salary structure at Mastercard India?

Across 39 submissions that list their components, a typical Mastercard package is 94% fixed pay, 3% bonus and 3% stock. The median CTC is ₹33L (P25 ₹22.93L, P75 ₹44.90L).

How much of a Mastercard CTC is in-hand salary?

Of every ₹100 of CTC reported at Mastercard, about ₹74 arrives as monthly take-home pay. Around ₹15 goes to income tax on salary, ₹6 to PF and professional tax, and ₹5 is bonus and stock, paid separately (new tax regime, FY 2026-27). Across all companies in our data the figure is ₹72.

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