Optum Salaries In India
Median CTC ₹31.07L
· P25 ₹17.12L – P75 ₹45.50L
· Anonymous, no sign-in
8 salary records
Updated
· New data added recently
Optum salaries in India range from ₹17.12L (P25) to ₹45.50L (P75), with a median CTC of ₹31.07L. The estimated monthly in-hand for the median CTC is ₹2.0L/month under the new tax regime (FY 2026-27). All data is anonymously self-reported — no sign-in required.
Key insights
- 15% higher median pay Optum's median CTC is 15% higher than the market median across our India dataset.
- 2.7× pay spread P75 is 2.7× P25 CTC — a wide range across submissions.
- 8 salary records 8 self-reported submissions provide the basis for these figures.
- Top hiring locations Gurgaon accounts for most submissions.
Salary by experience
Salary by location
₹31.07L CTC at Optum — what's your actual take-home?
₹2.0L/month in-hand at the median CTC · new tax regime (FY 2026-27)
Monthly take-home after income tax, EPF, and professional tax. Assumes 40% basic salary, metro HRA, standard EPF. Actual take-home varies with salary structure.
| Band | CTC | Monthly In-Hand New Regime |
Monthly In-Hand Old Regime |
|
|---|---|---|---|---|
| P25 | ₹17.1L | ₹1.25L | ₹1.09L | Calculate → |
| Median | ₹31.1L | ₹2.04L | ₹1.83L | Calculate → |
| P75 | ₹45.5L | ₹2.81L | ₹2.60L | Calculate → |
Frequently asked questions
What is the average salary at Optum in India?
Based on anonymous submissions, the median CTC at Optum is ₹31.1L (₹2.0L/month in-hand under the new tax regime). P25 is ₹17.1L and P75 is ₹45.5L. Covers Software Engineers and other roles across India.
Is this salary data verified?
The data is anonymously self-reported by engineers on in-hand.in. We validate that CTC values are non-zero and consistent (RSU + Bonus cannot exceed CTC). Individual entries may differ from market rates — use percentiles for a reliable picture.
How is monthly in-hand salary calculated?
Monthly in-hand is estimated using the new tax regime (FY 2026-27), 40% basic salary, and metro HRA rules. It reflects take-home after income tax, EPF, and professional tax. Click any row to load the exact salary in the In-Hand calculator.
How do I add my salary to this benchmark?
Click the "+ Add salary" button above. You'll fill in your role, company, city, years of experience, and CTC. No name, email, or sign-in is required. Your entry appears in the table immediately after submission.
What is the salary structure at Optum India?
Optum India salaries typically consist of fixed pay (basic + HRA + allowances), variable bonus, and in some roles RSU/ESOP. Based on anonymous submissions, the median CTC is ₹31.1L with P25 at ₹17.1L and P75 at ₹45.5L. Monthly in-hand at the median is approximately ₹2.0L under the new tax regime (FY 2026-27).
What is the Optum India salary breakup (CTC vs in-hand)?
At a median CTC of ₹31.1L, the monthly gross is approximately ₹2.6L. After income tax (new tax regime), employee EPF (12% of basic), and professional tax, the estimated monthly in-hand is ₹2.0L. Use the In-Hand calculator to get the exact CTC-to-in-hand breakdown for your salary.